E-Bike Financing By Affirm - Choose Your Installment Plan
Ride now.
Pay over time.
Split any Mokwheel into 4 interest-free payments, or choose a monthly plan up to 12 months. Check your rate in seconds at checkout — it doesn't affect your credit score. Same price as online, and every bike still comes pro-built, tuned and ready to ride the same day.
Pick the plan that fits.
Four equal payments, every two weeks, interest-free. First payment at checkout, the rest automatically.
- No interest, no fees when you pay on time
- Great for accessories, protection plans and lower-priced bikes
- 2-payment option on some orders
Spread a bigger purchase over 3, 6 or 12 months. Your rate is based on a quick eligibility check and shown before you commit.
- See your exact monthly amount before you agree
- No late fees, no prepayment penalty
- Pay it off early any time
What a $1,599 e-bike looks like.
| Plan | APR | Payment | Total |
|---|---|---|---|
| Pay in 4 | 0% | $399.75 × 4, every two weeks | $1,599.00 |
| 6 months | 15% (example) | ~$278 per month | ~$1,670 |
| 12 months | 15% (example) | ~$144 per month | ~$1,732 |
Monthly figures are illustrative at a 15% APR. Your rate will be 0–36% APR based on credit and is subject to an eligibility check. Payment options through Shop Pay Installments are offered by Affirm and its lending partners (affirm.com/lenders). Options depend on your purchase amount; a down payment may be required. Not available for gift cards.
Three steps, no paperwork.
Financing FAQ
Does checking my options affect my credit score?
No. The eligibility check is a soft check and doesn't affect your credit score. A hard inquiry only happens if you take a monthly plan and Affirm needs it — you'll be told before that step.
Is the 4-payment plan really 0% APR?
Yes. Pay in 4 splits your order into four equal payments every two weeks with no interest and no fees when you pay on time.
What APR are the monthly plans?
Monthly plans run 6–36% APR depending on your credit and the purchase amount. You see the exact rate and monthly payment before you agree to anything.
Can I use financing in the store?
Yes — pick your bike on the floor and we'll set up the same Shop Pay checkout for you at the counter. Bring a phone with your number handy for the verification code.
Is the price the same as paying in full?
Yes. Same price as paying up front, and the same price as mokwheel.com. Free ProBuild assembly, the 14-day Love the Ride return and our 2-year service and warranty all still apply.
Can I pay it off early?
Yes, any time, with no prepayment penalty.
Mokwheel Factory Store · 18041 SW Lower Boones Ferry Rd #3, Tualatin, OR 97224 · (503) 404-3986 · Wed–Sun 10am–6pm
Ride it first at Mokwheel Factory Store in Tualatin, 15 minutes from Portland — walk in, Wed–Sun 10am–6pm · Closed Mon–Tue. Serving riders from:
